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Welcome to a better buy here pay here experience
WELCOME TO RAY'S MOTOR SALES. POLK COUNTY'S PREMIER, 5 STAR RATED BUY HERE PAY HERE DEALERSHIP.
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Welcome to a better buy here pay here experience
Ray's Motor Sales - Polk County's Premier, 5 Star Rated Buy Here Pay Here Dealership.
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Welcome to a better buy here pay here experience
Welcome to Ray's Motor Sales. Polk County's Premier, 5 Star Rated
Buy Here Pay Here Dealership.
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GET QUALIFIED HERE
By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321. By consenting to receive text and email messages, you are also consenting to receive pre-recorded auto-dialed voice, automated phone calls or text messages as applicable law allows.
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get qualified HERE
By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321. By consenting to receive text and email messages, you are also consenting to receive pre-recorded auto-dialed voice, automated phone calls or text messages as applicable law allows.
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START YOUR APPROVAL HERE
By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321.
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START YOUR APPROVAL HERE
By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321. By consenting to receive phone, text and email messages, you are also consenting to receive pre-recorded auto-dialed voice, automated phone calls or text messages as applicable law allows.
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Serving Lake Wales, Winter Haven & the Greater Polk County area
Conveniently located in Lake Wales, is a short drive away from Winter Haven, Bartow, Haines City, Lakeland, Frostproof, Mulberry, Auburndale, Avon Park, Sebring, Poinciana, Davenport, & Kissimmee. We serve all of Polk County, and parts of Highlands, Hardee, Lake, Orange, & Osceola counties. We are your source for high quality used vehicles, with true in-house (buy here pay here) financing
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More than a score
Ray's Motor Sales Knows Life hAppens.
At Ray's Motor Sales we understand that life happens. That's why we look at more than your score and consider additional factors like job time, income, and length of residency into our financing decisions, because we know there is more to your story than a score.
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no credit check financing
Ray's Motor Sales doesn't finance your credit, we finance you!
At we understand that life happens. We are proud to offer financing to customers without checking their credit, because we know there is more to your story than a score.
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Serving Lake Wales, Winter Haven & the Greater Polk County area
Conveniently located in Lake Wales, Ray's Motor Sales is a short drive away from Winter Haven, Bartow, Haines City, Lakeland, Frostproof, Mulberry, Auburndale, Avon Park, Sebring, Poinciana, Davenport, & Kissimmee. We serve all of Polk County, and parts of Highlands, Hardee, Lake, Orange, & Osceola counties. We are your source for high quality used vehicles, with true in-house (buy here pay here) financing
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Why Choose us?
pre-owned used cars in Lake Wales FL
We aren't just a car dealership in Lake Wales, FL, we are a buy here pay here dealership. This allows us to offer you on-the-spot vehicle financing on our late model, low mileage vehicles. We treat our customers right because we want you to be a customer for life! Learn more about our financing below.
Our Customers Love Us
(And We Love Them!)
The highest compliment our guests can give is a positive review of our dealership. Check out some of our testimonials.
My experience today at Ray’s Motor Sales was absolutely amazing! The sales Rep Jose Garcia was so patient and caring. He walked me through the entire process and made everything so easy. I would highly recommend anyone who is in need of a vehicle to check them out. Thank you so much Jose for making today a great experience.
Takeesha Foster
Over a month ago
I had an excellent experience at Rays. From start to finish, he was nice and knowledgeable and sincerely cared about helping me. The process was smooth, transparent and pressure free. I highly recommend going here if you are looking for a good used vehicle.
John Monroe
Over a month ago
Today we went and purchased our daughter a car. Hands down the best service around. If you're in the market for a new used vehicle definitely make sure you shop at Ray's. My family has purchased many vehicles from this family owned business and have never been disappointed. Thank you for the unbelievable smile you put on my daughters face as well as the smile om my heart ❤️
Nicole Mills
Over a month ago
Going to Ray’s Motors was the best car shopping/buying experience I’ve had. Matt and Jose are definitely not your typical car salesmen. I mean that in the best way possible! They were so welcoming and friendly from start to finish. They were awesome at easing my car buying jitters. Matt was awesome at explaining and walking me through the entire buying process. I will 100% be returning to them for any future car buying needs!
Anastasia Howard
Over a month ago
I had an amazing experience at Ray’s Motor Sales The staff Jose & Matt were friendly, professional, and truly cared about helping me find the right vehicle. The process was smooth, transparent, and stress-free, with no pressure or hidden surprises. They took the time to answer all my questions and made sure I was comfortable with my purchase. I highly recommend Ray’s Motor Sales to anyone looking for a great car-buying experience. Thank you for making everything so easy!
Arely Gonzalez
Over a month ago
BETTER SELECTION, BETTER PROCESS
buy here pay here dealership in Lake Wales FL
Hello and welcome to Ray's Motor Sales, your local Buy Here, Pay Here used car dealership in the Lake Wales, Winter Haven, Lakeland, Polk County, Bartow, Haines City, Davenport, Kissimmee, Poinciana, South Orlando and the Four Corners areas. If you are ready to find a reliable model, then you’ve come to the right place.
Choose from our large selection of Hyundai, Honda, Kia, Toyota, Chevrolet, Ford, Honda, Nissan, and many more popular brands! So, whether you’re looking for a sedan or an SUV, a pickup truck or a minivan, you can find your future vehicle with us. We look forward to hearing from you!