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Welcome to a better buy here pay here experience
WELCOME TO RAY'S MOTOR SALES. POLK COUNTY'S PREMIER, 5 STAR RATED BUY HERE PAY HERE DEALERSHIP.
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Welcome to a better buy here pay here experience
Ray's Motor Sales - Polk County's Premier, 5 Star Rated Buy Here Pay Here Dealership.
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Welcome to a better buy here pay here experience
Welcome to Ray's Motor Sales. Polk County's Premier, 5 Star Rated
Buy Here Pay Here Dealership.
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GET QUALIFIED HERE
By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321. By consenting to receive text and email messages, you are also consenting to receive pre-recorded auto-dialed voice, automated phone calls or text messages as applicable law allows.
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get qualified HERE
By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321. By consenting to receive text and email messages, you are also consenting to receive pre-recorded auto-dialed voice, automated phone calls or text messages as applicable law allows.
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START YOUR APPROVAL HERE
By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321.
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START YOUR APPROVAL HERE
By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321. By consenting to receive phone, text and email messages, you are also consenting to receive pre-recorded auto-dialed voice, automated phone calls or text messages as applicable law allows.
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Serving Lake Wales, Winter Haven & the Greater Polk County area
Conveniently located in Lake Wales, is a short drive away from Winter Haven, Bartow, Haines City, Lakeland, Frostproof, Mulberry, Auburndale, Avon Park, Sebring, Poinciana, Davenport, & Kissimmee. We serve all of Polk County, and parts of Highlands, Hardee, Lake, Orange, & Osceola counties. We are your source for high quality used vehicles, with true in-house (buy here pay here) financing
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More than a score
Ray's Motor Sales Knows Life hAppens.
At Ray's Motor Sales we understand that life happens. That's why we look at more than your score and consider additional factors like job time, income, and length of residency into our financing decisions, because we know there is more to your story than a score.
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no credit check financing
Ray's Motor Sales doesn't finance your credit, we finance you!
At we understand that life happens. We are proud to offer financing to customers without checking their credit, because we know there is more to your story than a score.
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Serving Lake Wales, Winter Haven & the Greater Polk County area
Conveniently located in Lake Wales, Ray's Motor Sales is a short drive away from Winter Haven, Bartow, Haines City, Lakeland, Frostproof, Mulberry, Auburndale, Avon Park, Sebring, Poinciana, Davenport, & Kissimmee. We serve all of Polk County, and parts of Highlands, Hardee, Lake, Orange, & Osceola counties. We are your source for high quality used vehicles, with true in-house (buy here pay here) financing
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Why Choose us?
pre-owned used cars in Lake Wales FL
We aren't just a car dealership in Lake Wales, FL, we are a buy here pay here dealership. This allows us to offer you on-the-spot vehicle financing on our late model, low mileage vehicles. We treat our customers right because we want you to be a customer for life! Learn more about our financing below.
Our Customers Love Us
(And We Love Them!)
The highest compliment our guests can give is a positive review of our dealership. Check out some of our testimonials.
I have been buying vehicles from Ray's for 30+ years and never been disappointed. Very good customer service and really good people.
Henry Mcelroy
Over a month ago
My car was stolen and totaled, and i needed a GOOD car from specifically a buy here pay here, and i needed it that day! I only had 2k to work with for a down payment, bad credit and a serving job. If you're a server you feel my pain with proving income places sometimes, but they got me in the same exact car i had, just one year older and a few more miles. And the more i drive the car the more i love it. He offers a free 3 month warranty, which so many BHPH places dont offer! And he has a mechanic too who he can have help if anything goes wrong and he work with you so you can make sure you keep up with payment and have a car. I went to rays because i work right down the road at Lake Wales Family Restaurant and so many of my regulars, even co workers and friends highly recommended Rays and promised he has great cars and is a great man to do business with. Im very excited to continue my journey with them and buying my new car!... More
Amber Higgins
Over a month ago
Wonderful wonderful wonderful people, great business. Jose and Matt were really helpful and persistent to make the deal work with my income. I love my car and I would definitely recommend anyone here who is just starting off and need a vehicle. This is the place for you. It’s not like a dealership. It was a very quick process.
Tiara Denise
Over a month ago
I spoke with Matt on a Monday, I called and asked about 2 particular vehicles and then inquired about another one, I met him at the lot the same day and drove off in my new car. Best experience I've had at dealership. Thank you so much Matt
Qiara Valentine
Over a year ago
Just purchased a vehicle today. The process was super easy. The staff was super friendly and my sales person was awesome. I would definitely recommend to buy a car from without breaking thre bank.
kimbery Moore
Over a year ago
BETTER SELECTION, BETTER PROCESS
buy here pay here dealership in Lake Wales FL
Hello and welcome to Ray's Motor Sales, your local Buy Here, Pay Here used car dealership in the Lake Wales, Winter Haven, Lakeland, Polk County, Bartow, Haines City, Davenport, Kissimmee, Poinciana, South Orlando and the Four Corners areas. If you are ready to find a reliable model, then you’ve come to the right place.
Choose from our large selection of Hyundai, Honda, Kia, Toyota, Chevrolet, Ford, Honda, Nissan, and many more popular brands! So, whether you’re looking for a sedan or an SUV, a pickup truck or a minivan, you can find your future vehicle with us. We look forward to hearing from you!