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Welcome to a better buy here pay here experience
WELCOME TO RAY'S MOTOR SALES. POLK COUNTY'S PREMIER, 5 STAR RATED BUY HERE PAY HERE DEALERSHIP.

Find A Vehicle
Get Pre Qualified

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Welcome to a better buy here pay here experience

Welcome to Ray's Motor Sales. Polk County's Premier, 5 Star Rated Buy Here Pay Here Dealership.

Find Vehicle
GET APPROVED
Find A Vehicle
Get Pre Qualified

―
Welcome to a better buy here pay here experience

Welcome to Ray's Motor Sales. Polk County's Premier, 5 Star Rated
Buy Here Pay Here Dealership.

Find Vehicle
GET APPROVED
Find A Vehicle
Get Pre Qualified

―
START YOUR APPROVAL HERE

By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. If you’d prefer to not be contacted by text message, please reply no to our opt-in text that will be sent to your phone.

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START YOUR APPROVAL HERE

By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321.

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START YOUR APPROVAL 
HERE

By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321.

―
START YOUR APPROVAL HERE

By clicking “Apply Now”, you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321.

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19 matching vehicles found!
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More than a score

Ray's Motor Sales Knows Life hAppens.

At  we understand that life happens. That's why we consider additional factors like job time, income, and length of residency into our financing decisions, because we know there is more to your story than a score.

get approved

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no credit check financing

Ray's Motor Sales doesn't finance your credit, we finance you!

At  we understand that life happens. We are proud to offer financing to customers without checking their credit, because we know there is more to your story than a score.

get approved

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Why Choose us?

pre-owned used cars in Lake Wales FL

We aren't just a car dealership in Lake Wales, FL, we are a buy here pay here dealership. This allows us to offer you on-the-spot vehicle financing on our late model, low mileage vehicles. We treat our customers right because we want you to be a customer for life! Learn more about our financing below.

financing faqs

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DON'T JUST TAKE OUR WORD FOR IT

The highest compliment our guests can give is a positive review of our dealership. Check out some of our testimonials.

I had an amazing experience buying a car from Ray’s. They made everything very easy and simple to understand. Matt explained everything one by one. I highly recommend you purchase your next car with Ray’s ! Great car, runs absolutely perfect! 10/10 for sure !
Leon Davinci
Over a month ago
Everybody knows that buying a car can be tedious and very laborious. But Rick, Matt and their very helpful associate made it quite pleasant. We were out of there within an hour and on our way. Before you go to Drivetime, okarz, or any other dealer you owe it to yourself to talk to Rick, Matt at Ray's Motor Sales you will drive away with a smile and happy you went there. I now have bought 2 cars from Rays Motors. I would come here first before going anyplace else.
Lou Bernardo III
Over a month ago
I had an amazing experience buying a car from Ray’s. They made everything very easy and simple to understand. Matt explained everything one by one. I highly recommend you purchase your next car with Ray’s!!
ryan cassel
Over a month ago
Had a great experience at Ray’s today while car shopping, they were very thorough and helped during the buying process, will most likely buy from them again.
Sarah Dean
Over a month ago
Just recently bought my second car from these guys. With my family all together this will make the sixth car we've purchased.. These are the best quality used cars you can find. Each car is well maintained and they would not sell it to you if they don't feel it's fit to be on the road. I would definitely recommend to anyone in search of a good quality car.
Denise Forbes-Cobb
Over a month ago
READ MORE REVIEWS

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BETTER SELECTION,
BETTER PROCESS

Pre-Owned Cars in Lake Wales FL

Hello and welcome to Ray's Motor Sales, your local Buy Here, Pay Here used car dealership in the Lake Wales, Winter Haven, Lakeland, Polk County, Bartow, Haines City, Davenport, and Four Corners areas. If you are ready to find a reliable model, then you’ve come to the right place.

Choose from our large selection of Hyundai, Honda, Kia, Toyota, Chevrolet, Ford, Honda, Nissan, and many more popular brands! So, whether you’re looking for a sedan or an SUV, a pickup truck or a minivan, you can find your future vehicle with us. We look forward to hearing from you!

ABOUT US
LOCATION
201 S. First Street, Lake Wales, FL 33853
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Sales: (863) 676-6321 | Hours
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