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Do you meet the following criteria?

  • Do you bring home at least $2,000/month after taxes (net income)?
  • Is that income verifiable? (i.e. paystub, w2, or bank statement)
  • Have a proof of your residential address (i.e. utility bill, phone bill, etc?)

Then ray's motor sales wants to approve you today!

Click or tap the button below to get started

Get approved

Ray’s Motor Sales is a Kissimmee Buy Here Pay Here Used Car Dealership located in Lake Wales, FL. Take the short drive to Lake Wales for a great selection on dependable used cars, with financing terms that make sense for you. If you’re looking for a bad credit auto loan or good credit auto loan, our Kissimmee Buy Here Pay Here Used Car Dealership can help. We’ve been helping customers since 1964, and we want to help you, too!

If you’re looking for bad credit auto loans, our Kissimmee Buy Here Pay Here Used Car Dealership can help you find a vehicle you actually want to drive, instead of what the dealer wants you to have. Call or text us at 863-676-6321 today!

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kissimmee'S PREMIER BUY HERE PAY HERE USED CAR DEALERSHIP

Ray's Motor Sales is just a short drive from Kissimmee, but well worth it! We are a family owned and operated dealership founded on May 15, 1964, serving Polk County's vehicle financing needs for 55+ years. We offer on-the-spot financing to good people with bad credit. If you are looking for a pre-owned used Chevrolet, Ford, Hyundai, Honda, Kia, Nissan or Toyota in the Kissimmee area, then Ray's Motor Sales can help. Click the button below to get pre-qualified today!

GET PRE-QUALIFIED

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DON'T JUST TAKE OUR WORD FOR IT

Best humble and must of all professional dealer I ever work with understood my situation work with me they the best may god continue blessing there business
Jeremiah Reinoso
Over a month ago
Just bought a car from them and they were very informative and honest people to work with in all of lake wales Florida, definitely a fast experience of buying a car
Steven Stacy
Over a month ago
Buy far the best car buying experience I’ve ever had. Great customer service. We completely the deal through text quick and painlessly. I would definitely recommend Ray’s Motor Sales to anyone looking to buy a vehicle I promise you will not regret it!
Juan Rodriguez Rivera
Over a month ago
Outstanding customer service! Took care of just about everything over text message. Walked in, test drove the car I was interested in, signed a few papers and On my way in my new car!!! Nicest people ever. Highly recommend. Down payments and monthly payments are all very reasonable and didn’t see a bad car on the lot. You’d be crazy to do business any where else.
Ashley Hartman
Over a month ago
I had an amazing experience buying a car from Ray’s. They made everything very easy and simple to understand. Matt explained everything one by one. I highly recommend you purchase your next car with Ray’s ! Great car, runs absolutely perfect! 10/10 for sure !
Leon Davinci
Over a year ago
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Buy With Confidence

A car is a big purchase. You can rest easy buying from Ray’s Motor Sales knowing that your purchase is backed by a 3 Month/3,000 Mile Limited Warranty.

Budget Friendly Financing

We know you work hard for your money. That’s why we offer low down payments and monthly payments. We are almost always more affordable than the guys you see on TV!

Inspected & Serviced

Every vehicle we purchase goes through a rigorous and thorough inspection. Further, each vehicle is personally test drive by the owner to ensure proper functioning.

Buy Here, Pay Anywhere

We know that life is busy, and it can be hard to stop by the dealership to make your payments. That’s why we offer online and recurring payments for your convenience. It’s available to you 24/7!

A Short Drive From Anywhere

Ray’s Motor Sales is just a quick drive from Kissimmee. Not familiar with our location? No problem. Just click the button below to get turn-by-turn directions to our Lakeland Buy Here Pay Here Used Car Dealership.

We're located at 201 S. First Street, Lake Wales, FL 33853

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