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GET QUALIFIED FOR FINANCING
AT Ray's Motor sales, our buy here pay here financing is easy!
Complete Our Brief Application Below to Get Started!
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GET QUALIFIED
What's Needed for approval?
Generally speaking, here's what we look for in our in house, buy here pay here applicants:
1. On the job for at least 4 months.
2. Take home pay of at least $2,000, and can verify with paystubs, 1099's, bank statements, Gov't benefit letters, or other documentation (we can work with servers income).
3. Has lived in either Polk, or parts of Osceola, Orange, or Highlands counties for at least 1 year.
If you meet this criteria, please apply! We can likely help you. If you're a little short on any of the criteria, still apply and we will do everything we can to make a deal work. An increase in down payment may be needed.
Applying below does not effect your credit score, does not show up as a credit inquiry, and does not obligate you to purchase.
We can handle approvals and income verification 100% via text message!
AT Ray's Motor sales, our buy here pay here financing is easy!
Complete Our Brief Application Below to Get Started!
By submitting our application You are: (1) certifying that the information provided is complete and accurate and made for the purpose of obtaining credit; (2) authorizing us to obtain your consumer credit report from one or more credit reporting agencies, this will be a soft inquiry and it will not affect your credit score; (3) authorizing us to release your application and consumer credit report to one or more of our affiliates for the purpose of processing your application; (4) consenting to receive disclosures related to your application in electronic form. Your computer or other device must have hardware and software that meets minimum requirements to connect to the internet, receive email, and access, view, download and store electronic disclosures. You have the right to receive disclosures in paper or nonelectronic form, but if you do not click “Let's Go”, you cannot complete your loan application online and must contact us directly; (5) By entering your phone number, you agree to receive text messages from Ray's Motor Sales. Message frequency varies, message and data rates may apply, and you may opt-out at any time by replying 'STOP’; (6) consenting to receive text and email messages from us and/or our affiliates. By consenting to receive text and email messages, you are also consenting to receive pre-recorded auto-dialed voice, automated phone calls or text messages as applicable law allows. Your wireless carrier may charge you for incoming calls and text messages according to your plan; (7) certifying that you have read and agree with the Terms and Conditions and Privacy Policy of this website.