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Map 201 S. First Street, Lake Wales, FL Today 9-12pm Hours (863) 676-6321 Call
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    • Buy Here Pay Here Dealership, Lake Wales, FL
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    • Over 30 MPG
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Get Approved at Ray's Motor Sales today!

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WELCOME TO RAY'S MOTOR SALES


Ray's Motor Sales is a Google 5 star rated dealership in Lake Wales, FL that offers in house financing (buy here pay here) to customers with less than perfect credit history. In fact, we are a true buy here pay here dealership. Unlike many who advertise buy here pay here but you end up working with a bank or finance company, we actually finance our own vehicles in house. You deal with Ray's Motor Sales from Day 1, all the way to the end! Our main evaluation items are your job time, income, and time in the area. 

Here's our criteria:
1. At least 4 months of consecutive employment.
2. Take home (net) pay of at least $2,200.
3. Have lived in the area for at least 1 year

If you meet these criteria, we encourage you to apply by completing the for below; we can likely help!  

Your approval starts here

Your road to approval starts here. Complete this brief form to begin the approval process. A customer service specialist from Ray's Motor Sales will contact you.

PREFER TO VIEW OUR INVENTORY FIRST?

2013 Honda Civic Sdn LX 118,961 mi.
2013 Honda Civic Sdn LX 118,961 mi.
Haggle Free Price
$13,495
2017 Hyundai Elantra SE 92,852 mi.
2017 Hyundai Elantra SE 92,852 mi.
Haggle Free Price
$13,495
2015 Kia Soul + 84,713 mi.
2015 Kia Soul + 84,713 mi.
Haggle Free Price
$13,695
2013 Toyota Corolla LE 85,380 mi.
2013 Toyota Corolla LE 85,380 mi.
Haggle Free Price
$13,995
2015 Kia Soul Base 51,567 mi.
2015 Kia Soul Base 51,567 mi.
Haggle Free Price
$13,995
2017 Kia Forte LX 70,906 mi.
2017 Kia Forte LX 70,906 mi.
Haggle Free Price
$13,995
2015 Toyota Corolla LE Plus 110,325 mi.
2015 Toyota Corolla LE Plus 110,325 mi.
Haggle Free Price
$14,495
2017 Hyundai Tucson SE 81,734 mi.
2017 Hyundai Tucson SE 81,734 mi.
Haggle Free Price
$14,795
2014 Ford Fusion SE 43,046 mi.
2014 Ford Fusion SE 43,046 mi.
Haggle Free Price
$14,995
2011 GMC Yukon SLE 119,681 mi.
2011 GMC Yukon SLE 119,681 mi.
Haggle Free Price
$15,595
2017 Hyundai Elantra SE 90,920 mi.
2017 Hyundai Elantra SE 90,920 mi.
2020 Hyundai Elantra Value Edition 93,091 mi.
2020 Hyundai Elantra Value Edition 93,091 mi.
2018 Kia Forte LX 77,351 mi.
2018 Kia Forte LX 77,351 mi.
2015 Ford Fusion S 97,534 mi.
2015 Ford Fusion S 97,534 mi.
VIEW ALL INVENTORY

Trusted by Our Customers

My experience today at Ray’s Motor Sales was absolutely amazing! The sales Rep Jose Garcia was so patient and caring. He walked me through the entire process and made everything so easy. I would highly recommend anyone who is in need of a vehicle to check them out. Thank you so much Jose for making today a great experience.
Takeesha Foster
Over a month ago
I had an excellent experience at Rays. From start to finish, he was nice and knowledgeable and sincerely cared about helping me. The process was smooth, transparent and pressure free. I highly recommend going here if you are looking for a good used vehicle.
John Monroe
Over a month ago
Today we went and purchased our daughter a car. Hands down the best service around. If you're in the market for a new used vehicle definitely make sure you shop at Ray's. My family has purchased many vehicles from this family owned business and have never been disappointed. Thank you for the unbelievable smile you put on my daughters face as well as the smile om my heart ❤️
Nicole Mills
Over a month ago
Going to Ray’s Motors was the best car shopping/buying experience I’ve had. Matt and Jose are definitely not your typical car salesmen. I mean that in the best way possible! They were so welcoming and friendly from start to finish. They were awesome at easing my car buying jitters. Matt was awesome at explaining and walking me through the entire buying process. I will 100% be returning to them for any future car buying needs!
Anastasia Howard
Over a month ago
I had an amazing experience at Ray’s Motor Sales The staff Jose & Matt were friendly, professional, and truly cared about helping me find the right vehicle. The process was smooth, transparent, and stress-free, with no pressure or hidden surprises. They took the time to answer all my questions and made sure I was comfortable with my purchase. I highly recommend Ray’s Motor Sales to anyone looking for a great car-buying experience. Thank you for making everything so easy!
Arely Gonzalez
Over a month ago

WARRANTY INCLUDED with every purchase

 

3 mONTHS OR 3,000 MILES

Buyer Protection is at the center of everything we do. That's why every vehicle at Ray's Motor Sales comes with a 3 month, 3,000 mile Limited Warranty.  You can drive with confidence knowing that Ray's Motor Sales has your back!

Engine Oil & Filter Change in Lake Wales, FL

Motor

Multi-Point Inspections in Lake Wales, FL

Transmission

Tire Rotation in Lake Wales, FL

Drive Axel

Inspect & Adjust Fluid Levels in Lake Wales, FL

Air Conditioner

About Ray's Motor Sales

Ray's Motor Sales is a buy here pay here dealership in Lake Wales, FL that has been serving Central Florida since May 15, 1964. That's nearly 6 decades of our family serving our customers. We are dedicated to helping good people with bad credit obtain a quality car, with low miles, that they can be proud to drive.

About US
LOCATION
201 S. First Street, Lake Wales, FL 33853
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Sales: (863) 676-6321 | Hours
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