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WELCOME TO RAY'S MOTOR SALES

Ray's Motor Sales is a Google 5 star rated dealership in Lake Wales, FL that offers in house financing (buy here pay here) to customers with less than perfect credit history. In fact, we are a true buy here pay here dealership. Unlike many who advertise buy here pay here but you end up working with a bank or finance company, we actually finance our own vehicles in house. You deal with Ray's Motor Sales from Day 1, all the way to the end! Our main evaluation items are your job time, income, and time in the area. 

Here's our criteria:
1. At least 4 months of consecutive employment.
2. Take home (net) pay of at least $2,200.
3. Have lived in the area for at least 1 year

If you meet these criteria, we encourage you to apply by completing the for below; we can likely help!  

Your approval starts here

Your road to approval starts here. Complete this brief form to begin the approval process. A customer service specialist from Ray's Motor Sales will contact you.