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DO YOU MEET THE FOLLOWING CRITERIA?

  • Do you bring home at least $2,000/month after taxes (net income)?
  • Is that income verifiable? (i.e. paystub, w2, or bank statement)
  • Have a proof of your residential address (i.e. utility bill, phone bill, etc?)

THEN RAY'S MOTOR SALES WANTs TO APPROVE YOU TODAY!

Click or tap the button below to get started

Get Approved

Ray’s Motor Sales is a Winter Haven Buy Here Pay Here Used Car Dealership located in Lake Wales, FL. Take the short drive to Lake Wales for a great selection of dependable used cars, with financing terms that make sense for you. If you’re looking for a bad credit auto loan or good credit auto loan, our Winter Haven Buy Here Pay Here Used Car Dealership can help. We’ve been helping customers since 1964, and we want to help you, too!

 If you’re looking for bad credit auto loans, our Winter Haven Buy Here Pay Here Used Car Dealership can help you find a vehicle you actually want to drive, instead of what the dealer wants you to have. Call or text us at 863-676-6321 today.

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Winter Haven'S PREMIER BUY HERE PAY HERE USED CAR DEALERSHIP

Ray's Motor Sales is just a short drive from Winter Haven, but well worth it! We are a family owned and operated dealership founded on May 15, 1964, serving Polk County's vehicle financing needs for 55+ years. We offer on-the-spot financing to good people with bad credit. If you are looking for a pre-owned used Chevrolet, Ford, Hyundai, Honda, Kia, Nissan or Toyota in the Winter Haven area, then Ray's Motor Sales can help. Click the button below to get pre-qualified today!

GET PRE-QUALIFIED

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DON'T JUST TAKE OUR WORD FOR IT

This is the second vehicle we have purchased from Ray's Motor Sales. As before they had a nice selection of vehicles to choose from. A Big ThankYou to Jose from getting our information and a Big ThankYou to Matt for putting the deal together it was a pleasant experience. I would recommend Ray's Motor Sales to anyone looking for a quality used car.
Daniel Chambers
Less than a month ago
Matt and Jose are amazing to work with! They made buying my car so easy! Thank you!! Highly recommend
Lisa Harrington
Over a month ago
Great service, The attention was from Jose, was amazing, I went to another dealer and called them and explain to them what they had offered me and they matched my deal, I am thrill with the staff everything was explained clearly and no hidden anything. I would recommend them to any one who is looking for a vehicle. I would give them 10 STARS if possible. Thank you Ray’s Motor Sales for your help.
Purry’s Music
Over a month ago
I love Ray’s Motor! They provide excellent customer service and communicate very well. They truly put the customer first, always doing what’s best for you. They’re also very willing to work with you, which I really appreciate. Highly recommend!
Neishea O
Over a month ago
We purchased our 3rd car in 11 years from Rays today. Every car has been amazing! Communication is effortless. Reasonable down-payment and equally reasonable payments.
Christy Edler
Over a month ago
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BUY WITH CONFIDENCE

A car is a big purchase. You can rest easy buying from Ray’s Motor Sales knowing that your purchase is backed by a 3 Month/3,000 Mile Limited Warranty.

BUDGET FRIENDLY FINANCING

We know you work hard for your money. That’s why we offer low down payments and monthly payments. We are almost always more affordable than the guys you see on TV!

INSPECTED & SERVICED

Every vehicle we purchase goes through a rigorous and thorough inspection. Further, each vehicle is personally test drive by the owner to ensure proper functioning.

BUY HERE, PAY ANYWHERE

We know that life is busy, and it can be hard to stop by the dealership to make your payments. That’s why we offer online and recurring payments for your convenience. It’s available to you 24/7!

A SHORT DRIVE FROM ANYWHERE

Ray’s Motor Sales is just a quick drive from Winter Haven. Not familiar with our location? No problem. Just click the button below to get turn-by-turn directions to our Winter Haven Buy Here Pay Here Used Car Dealership.

We're located at 201 S. First Street, Lake Wales, FL 33853

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